Napa River Insurance Services, Inc. Legal Notice

Terms and Conditions of Use
This website is maintained by Napa River Insurance Services, Inc. on behalf of itself and its affiliates. Your use of this website is subject to the terms and conditions set forth below. By accessing, browsing or using this website, you acknowledge that you have read, understand and accept these terms and conditions and agree to comply with all applicable laws and regulations. Napa River Insurance Services, Inc. reserves the right to modify these terms, or to change or add/remove features of this website.

Disclaimer of Warranty
This website has been prepared solely for the purpose of providing information about Napa River Insurance Services, Inc. and its products and services. This website and the information provided herein are provided “as is,” without any warranty or implied term of any kind. Napa River Insurance Services, Inc. will make reasonable efforts to maintain accurate, reliable and current information on the website, but Napa River Insurance Services, Inc. makes no warranty or representation as to the completeness or accuracy of the information contained on this website. You understand and acknowledge that this information may be incomplete, may contain errors or may have become out-of-date. Napa River Insurance Services, Inc. makes no commitment, and expressly disclaims any duty, to update any such information or reports contained on the website. Napa River Insurance Services, Inc. reserves the right to add, modify or delete any information on this website at any time without notice.

Intellectual Property
The materials contained on this website, including its design and the images, information, and other content are the property of Napa River Insurance Services, Inc. and are protected by copyrights, trademarks, trade names, service marks and other intellectual property and proprietary rights. No material from this website may be copied, reproduced, downloaded, published, broadcast or distributed, in whole or in part, other than for your own non-commercial reasons, without the express written consent of Napa River Insurance Services, Inc.

Hyperlinks
Links on this website to other websites not under the control of Napa River Insurance Services, Inc. are provided solely for your convenience. Napa River Insurance Services, Inc. is not responsible for and cannot guarantee the quality, accuracy, or timeliness of those websites. Questions about the content of those websites should be directed to their respective authors.

A hypertext link from your website(s) to this website is not permitted, unless Napa River Insurance Services, Inc. has provided prior express written permission. To request such permission, send a message via e-mail to communications@mtuagency.com.

Limitation of Liability
In no event will Napa River Insurance Services, Inc. or any of its affiliates have any responsibility or liability to any party for any damages of any kind arising out of or in any related to (i) your access to, or use of, this website; (ii) your failure to be able to access the website; (iii) your reliance upon any of the information provided on this website; or (iv) your accessing of any other website not under the control of Napa River Insurance Services, Inc. by means of a hyperlink located on this website.

Privacy
Napa River Insurance Services, Inc. does not collect personally identifying information from visitors to this website unless provided by the visitor or the visitor’s browser. Napa River Insurance Services, Inc. has adopted policies to protect the confidentiality of your personal information, including Social Security numbers, and to limit access to those with a need to know such information. Napa River Insurance Services, Inc. will not use information provided through your use of this website, except to respond to direct inquiries or to measure traffic and traffic trends at this website. Napa River Insurance Services, Inc. does not provide or sell any of this information to third parties. Napa River Insurance Services, Inc. does not currently use “cookies,” i.e., files written to the visitor’s computer that are used by some websites for record-keeping or to remember certain information about visitors.

Napa River Insurance Services, Inc. reserves the right to change its policy regarding cookies and the collection of information from visitors at any time without advance notice. Should any new policy be put into effect, Napa River Insurance Services, Inc. will post it on this website, and the new policy will apply only to information collected thereafter. Any such policy will permit visitors to “opt out” of the collection of any personally-identifying information.

Please also refer to our Insurance Information Practices.

Jurisdiction
These terms and conditions of use will be governed by and construed in accordance with the laws of the State of New York of the United States of America (“U.S.”), without giving effect to any principles of conflicts of laws. You agree that any action at law or in equity arising out of or relating to these terms and conditions shall be filed only in the state or U.S. federal courts located in New York and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provision of these terms and conditions shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and conditions and shall not affect the validity and enforceability of any remaining provisions.